Rates
Loan Rates
Dividend Rates
Chart OF Fees
Effective as of: JULY 1, 2024
INSUFFICIENT FUNDS
NSF - Returned Overdraft
$20.00
NSF - Paid Overdraft
$15.00
NSF - Paid by Auto Transfer 'A' Suffix
$2.00
NSF - Paid from other CEFCU account
$5.00
ATM / DEBIT MASTERCARD
Replacement Card
$10.00
CHECKING
No minimum balance
Stop Payment
$10.00
Check Copy*
$5.00
Statement Copy*
$5.00
* Free at Virtual Branch - www.ChelseaEFCU.org
IRA ACCOUNTS
No Annual Fees
Transfer Fee - outgoing
$20.00
MISCELLANEOUS FEES
Returned Deposit Item
$10.00
Money Orders - Members
$2.00
Money Orders - Non-Members
$4.00
VISA Gift Cards ($10 to $1000)
$3.00
Club - Early Withdrawal
$5.00
Wire Fee - Incoming
$10.00
Wire Fee - Outgoing
$25.00
Stop Payment - Official Check
$30.00
Account Research/hour
$25.00
Collection Items
$20.00
Levy/Subpoena/Legal Action
$50.00
Official Check
$5.00
New Member Closed < 90 days
$10.00
Abandoned Property - 3 years
$50.00
Subordination for HELOC
$100.00
Member Services Email:
MSR@ChelseaEFCU.org
